Loan type

Non-NCCP (non-coded) registered first mortgages

Loan Size

From $150,000 to $20,000,000

Loan Term

From 6 months to 3 years

Acceptable Security

  • Residential investment loans (refinance, purchase & cash-out)
  • Commercial property loans (refinance, purchase & cash-out)
  • Land / landbank with or without permit approval
  • Residual stock loans (residential & commercial)
  • Construction max $8M - land subdivision / townhouses / houses / commercial
  • Partially completed construction
  • Service Stations
  • Childcare Centres
  • Medical Centres
  • Hotels / Pubs & Clubs

LVR

  • Up to 80% LVR - residential investment property
  • Up to 75% LVR - commercial property value (net of GST)
  • Up to 70% LVR - land value (net of GST)
  • Up to 70% GRNV - construction & land subdivision

Indicative Rates pa

From 7.50% (Brokers can add up to 0.25% trail)

Broker Fee

As mandated by Broker & paid at settlement

Repayment & Serviceability Requirements

  • Variable or Fixed interest terms
  • Capitalised interest in advance or monthly repayments
  • Principal reductions available

Evidence of Servicing

N/A, asset-based lending only

Security Location

  • Australian capital cities / metro areas
  • Major regional cities considered